Merchant

Payments & Payouts

Highest approval rates, fast approvals, 24–48 hour payouts, competitive rates and a completely digital application.

Ticktap merchant payments
Simple onboarding

Start Accepting Payments in Three Steps

Apply now

Apply Now

Complete our quick online application, digitally sign it and securely upload your supporting documents.

Get approved

Get Approved

Our compliance team reviews your application, determines processing limits and provides regular status updates.

Start processing

Start Processing

Activate and integrate your payment gateway, then start accepting payments from customers immediately.

Risk Management Tools for High-Risk Merchants

Our risk prevention tools help keep your merchant account healthy and processing for the long term.

Pre-chargeback alerts
Fraud-prevention software
Reliable and secure payment platform
Processing strategy customised for your business
Chargeback dispute management system

Superb Customer Support

Our expert agents are available to make your application and payment-processing experience easier.

Daily account monitoring and management
Pre-approved backup banks
Customer service testing
Longstanding banking relationships
Descriptor testing
24/7 customer support
Merchant solutions

Everything You Need to Process Payments

Fast approvals

Fast Approvals

Our online application provides a quick approval process so you can start accepting cards sooner.

High approvals

High Approvals

We match your application with banking solutions that support businesses like yours.

Secure processing

Secure Processing

Minimise fraudulent charges by using our modern fraud-prevention services.

Online portal

Online Portal

Receive status updates and clear reminders about any documents needed for approval.

Apply online

Apply Online

Apply to a selection of high-risk banks through one secure digital application.

Unique solutions

Unique Solutions

Access offshore and ACH banking relationships that support multiple business types.

E-wallet

E-Wallet

Receive funds directly and access SEPA, SWIFT and card payment options.

POS integrations

POS Integrations

Charge customers in multiple currencies and receive converted funds in your bank account.

Why choose us

What to Expect From Ticktap

Easy setup

Easy to Set Up

We help you go live quickly so you can start charging customers and growing your business.

Secure transactions

Secure Transactions

Our secure payment technology helps protect your customers and reduce transaction fraud.

24/7 support

24/7 Support

Your dedicated support team is available whenever you have questions or need assistance.

Merchant account
FAQ

Frequently Asked Questions

What are high-risk products?

High-risk products and services are sold in industries with increased chargeback or regulatory risk. These can include subscriptions, travel, CBD, nutraceuticals and high-value products.

What is a high-risk merchant account?

It allows businesses considered high risk to accept credit and debit card transactions through a payment solution designed for their industry and risk profile.

What makes a business high risk?

A business may be considered high risk because of its industry, subscription model, high transaction values, monthly sales volume, chargeback ratio or credit history.

What are high-risk businesses?

These are businesses that may not qualify for standard processing through traditional banks because of their products, payment model, chargeback history or industry.

Who handles a chargeback?

Our team works with you to respond to the claim. If the cardholder wins the dispute, the refund may be deducted from your next payout or rolling reserve balance.

Can I receive payouts through cryptocurrency?

Available payout methods may include cryptocurrency or bank wire, depending on your account, location and approved processing agreement.

What do setup fee and rolling reserve mean?

A setup fee covers onboarding and technical activation costs. A rolling reserve holds a small portion of processing volume to cover potential refunds and chargebacks.